Research Paper

The Financing of Diverse Enterprises: Evidence from the SME Finance Monitor.

ERC Research Paper No 18

Associated Themes
  • Diversity
  • Finance

This paper contributes to our understanding of the finance issues currently facing diverse SMEs by presenting a new analysis of the SME Finance Monitor. While prior studies have contributed substantial evidence regarding the effects of either gender or ethnicity on finance outcomes, these analyses have typically focused on either women-owned or ethnic minority owned enterprises. This study considers the experiences and outcomes of both women-owned and ethnic minority-owned enterprises, including the interaction effects of ethnicity and gender.


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